mousepad-d2 Chapter 129 There is one more back move
Chapter 129 There is one more back move
Chapter 129 There is another trick
With this 4000 million, Yu Weidong dare not invest in any "niche" projects anymore.
For the full-floor customization of "light steel villas", he borrowed money and invested hundreds of thousands of dollars. After struggling for nearly ten years, he still couldn't escape the end of the project.
With 4000 million on hand, it is undoubtedly the safest to put it in the bank to earn interest.
But Yu Weidong has worked hard for most of his life, and the best habit he has developed is not to be idle.
Don't underestimate the beauty of the habit of "can't stay idle".When you see one more person loafing around and doing nothing all day long, just waiting for you to support him, you will realize how gratifying it is for a person to strive for excellence.
Yu Weidong wants to do something, but he is really afraid of losing business, and has been hesitant about various investment projects.
There is only one reason: investing in those projects is not fully sure of making money.
Finally came a certain day when he made up his mind to invest in real estate in the "Open City".
He felt that investing in real estate, even if it wasn't the number one stable project, could at least rank in the top three.
What's more, it is the real estate of "Open Capital".
Another thing is that he is also a person who has been afraid of "living without a fixed place" for half his life. He feels that even if the income from investing in real estate is not ideal, at least the house he gets can be used for his own living and left to his son and grandson—that is also a high-quality sum. Fixed assets.
It was with this idea in mind that Yu Weidong resolutely started investing in real estate in the "Open City".
At that time, the price of land in the "Open Capital" was so cheap that future generations would be stunned.
Yu Weidong took 8 acres of land, and the price per mu was only 200 million yuan. Even paying the deed tax and miscellaneous fees for the transfer procedures, it cost him 1700 million yuan.
After repaying the business losses over the years and borrowing more than 200 million yuan from relatives and friends, I still have more than 2000 million yuan on hand.
Yu Weidong continued to use the money to build the "Dexin Mingmen" real estate.
Halfway through, Yu Weidong, who found that the construction party did not strictly follow the contract and had very strict requirements on the quality of the building, resolutely terminated the contract with the construction party.
After that, he spent a lot of thought and time to find the current construction company that had won the highest award in the construction category, the "Luban Award", to take over the follow-up construction of his real estate.
In order to wait for the reputable construction company (they were building a huge real estate at that time, they were exhausted and had no time to take over the business of small real estate), Yu Weidong did not hesitate to wait for half a year.
Just to wait for the real workers of the construction company to come to construct his building instead of outsourcing it to some small construction engineering team.
In this way, it took about four or five years to finally build the real estate rough of "Dexin Mingmen".
Originally, when the relevant departments completed the approval procedures, the agreed construction time of the real estate was two years.But you have officially started construction, and the construction period has been delayed by more than double. As long as there are no major safety hazards and no safety accidents during the period, no one will come to strictly require you to complete the real estate within two years.
It is a bit unrealistic to enforce the construction time of real estate.
Not to mention small real estate projects like "Dexin Mingmen", even big real estate companies like "Evergrande" and "Vanke" can't guarantee that they will be able to start construction within the specified time.
In short, after Yu Weidong built two elevator buildings, he squandered the more than 2000 million yuan he had on hand, and even owed more than 400 million yuan in debt.
Of course, compared to the high-quality assets he owns, the debt is only more than 400 million.Not much at all.
The so-called big bosses of how many real estate companies have saved a lot of money and then acquired a large amount of land.Then mortgage the land to the bank, and use the money to build houses.
After building a part of the house, the "pre-sale certificate" has been obtained (some even do not apply for a pre-sale certificate at all), and the "off-plan house" sales begin.
Then the money received from the "pre-sale" continues to be used to build buildings...
This kind of capital operation, in the booming period of real estate, developers can also steadily earn huge wealth.
However, once the policy trend changes and the banks tighten their monetary policy, these developers are often the most likely to "break the capital chain".
When Yu Weidong was doing business in the past, he saw this kind of situation a lot.
He built two elevator rooms from beginning to end without applying for a loan from the bank.
As for the part of the house built, you can apply for a "pre-sale certificate".It is equal to the official "sale".
Yu Weidong also had the idea of "pre-sale".
But a friend in the real estate industry he trusts told him: Those who pre-sell houses and get good results are generally big real estate developers or well-known real estate developers.
The "pre-sale" results of the real estate developed by them are relatively satisfactory.
A small real estate like the one developed by Yu Weidong is not well-known in itself, and the development area of the real estate is not large. I am afraid that the "pre-sale" results will be dismal.
If he wants to improve the results of the pre-sale, he has only one way left: to lower the price.It is cheaper to sell than the surrounding real estate, so the pre-sale results can only be seen.
But Yu Weidong did not lack the capital to build a house at that time, and since the purchase of the land, the housing prices in the "open capital" have been rising. A friend suggested that there is no need for Yu Weidong to "pre-sell".
When the real estate of "Dexin Mingmen" is completely completed, the sales of existing houses and the exclusive sale of large apartments are all the big selling points of the real estate.
Yu Weidong followed his friend's advice and waited patiently for the building to be completed before preparing to build a "sales department" for sale.
However, there were twists and turns in the middle, and it took almost five years to complete the rough construction of this real estate.
But that's okay too.
Now the housing prices of the surrounding properties have risen to tens of thousands of yuan per square meter.Perhaps, now is the best time to start preparing to sell the house.
Yu Weidong is so confident, ready to meet the high return period of investment.
But Liang Teng knew that in this year, Yu Weidong's choice of "property listing" was not smooth.
First of all, of course, the policy that "70% of the real estate sales area must be small apartments within 90 square meters" was introduced.
More than 160% of Yu Weidonggai's real estate projects are large units of [-] square meters. In the short term, the above-mentioned policy can be called a "fatal blow" to him.
Because the "open capital" has already implemented the "restriction" measures for buying houses with loans two years ago.Only those who have bought social insurance in the local area for more than one year are eligible to buy a house with a loan.
He could have just ignored it, and Yu Weidong didn't expect the clients who came to buy his house to buy two or more houses at once.Basically buy 1 set.
One house can be purchased, and more than 90% of the houses for sale are required to be less than [-] square meters. For Weidong, it is tantamount to a "curse".
Of course, Yu Weidong is still blindly optimistic and has optimistic expectations for market returns.
Little did he know that the new policy that would be introduced a few days later would shatter his beautiful dreams.
Liang Teng, who has the advantage of rebirth, also knows that a major event will have a huge impact on Weidong.
Such a major event as "foreseeing" is also one of the sources of confidence for Liang Teng to win the "Dexin Mingmen" real estate.
But the incident that had a great impact on Weidong was not at the policy level.Liang Teng also didn't have the excuse of "my friend is in the relevant department and knew about it early", so he didn't dare to disclose it to Wu Xia.
The time of Liu Xiaoni's car accident was out of the consideration of "saving a life", so even if Liang Teng was misunderstood as a "magic stick" by the second daughter, he had to predict the disaster in advance, and everyone worked together to save that young life. .
In the end it was saved.
But this time, Liang Teng did not dare to show any more "miracles".
It is also very dangerous to become a "prophet" without being able to provide a relatively reasonable explanation.
That incident, Liang Teng could only be bored in his heart, waiting for it to happen as scheduled, and then come to have a "final decision" negotiation with Yu Weidong.
That incident was actually an unfortunate incident that happened to Weidong's family.
As mentioned earlier, Yu Weidong suffers from "epilepsy" with irregular seizures.
If Liang Teng remembers correctly, after the implementation of the "Real Estate Purchase Restriction Policy" in the "Open Capital", Yu Weidong was hit hard.
Under the huge pressure of the unfavorable real estate sales situation and the unknown future trend of housing prices, Yu Weidong's "epilepsy", which had gradually reduced the number of episodes, broke out again.
And the momentum of the disease is extremely ferocious.
More serious than ever before.
Yu Weidong fell directly to the ground, foaming at the mouth, and fell unconscious.
At that time, he was on the construction site with his wife and brother.Yu Weidong fell to the ground suddenly, hitting his head on the hard ground.I broke my scalp.
Originally, this trauma was not very serious, but it was bleeding.The bloody scene made everyone around him lose their judgment, thinking they didn't know how serious the injury was.
The "epilepsy" attack, foaming at the mouth and fainting, felt that the condition was serious to a terrifying degree.
The patient's brain was "seriously hit" again, will he fall into a "concussion"?
The relatives at the scene suddenly panicked.
The patient is rushed to the nearest hospital.
Among the people present at that time, only Yu Weidong's younger brother, Yu Weiguo, knew how to drive.
Yu Weiguo had just gotten his driver's license not long ago, and he was not very familiar with cars, but he felt that it was not difficult for him to take a patient to the hospital or something.It's not like driving the "winding mountain road".
However, I was in a hurry to take my sick eldest brother to the hospital. In my panic, I didn't pay much attention to the situation behind the car. As soon as I backed out of the car and planned to "turn the car around," there were a lot of exclamations and calls to stop behind me.
It turned out that everyone was negligent. Yu Weiguo's fourth child, who was also a son, Xiaodou Miao, ran behind the car in the past two years.
The car that was retreating crushed Xiaodumiao.
A immature left leg was crushed on the spot, blood. Flesh. Indistinct.
Xiaodou Miao also fell to the ground, and her fate was unknown.I didn’t even know how to cry out about the pain.The situation is very serious.
In a hurry, the sick and injured people were sent to the hospital.
Yu Weidong has an old problem, and he has resisted it for so many years.This time the onset does not belong to the "big limit" coming.He was revived quickly in the hospital.
According to the full set of examinations given to him by the hospital, no special major problems were found.At best, it's a waste of hospital expenses.
The son's injury was shocking.
The left leg was almost comminuted.The bones healed well. After all, the children's own bones were not fully developed and formed, and they had strong plasticity.
However, the left leg muscles, blood vessels and nerves that were crushed by a strong external force suffered extremely serious injuries.
To ensure that the left leg does not become necrotic and that the muscles and nerve tissue do not atrophy, multiple surgeries must be performed one after another.
If the healing situation is not ideal, the number of operations can be as high as double digits, and it is possible.
On the one hand, Yu Weidong's son has to endure unimaginable pain and risks; on the other hand, Yu Weidong also needs to bear huge mental and economic double pressure.
The youngest son has undergone more than ten operations, and the cost of each operation is as high as 10 yuan.It cost Yu Weidong more than 150 million before and after.And he himself only stayed in the hospital for a week, and the main cost was the cost of the examination, which cost more than 2 yuan.
The more than 100 million yuan is nothing to Yu Weidong who has not invested the money in front of the "Dexin Famous Family".
However, the "Dexin Mingmen" project has sucked up all of Yu Weidong's "living money".It also bears more than 400 million foreign debts.
Under such circumstances, Yu Weidong's pressure can be imagined.
In fact, in this "misfortunes never come singly" situation, he also considered the idea of selling part of the house.
But if you really want to sell the house of "Dexin Famous Family", the problem will come.In addition to the difficulty of applying for bank loans for large households over 90 square meters, there is also a very real trouble.
That is, his house is already an "existing house". If someone buys his house, he must ask for the house to be handed over within a short period of one to two months.
Since the house needs to be handed over, the developer must bring all the water and electricity to the door for the owner to be considered as meeting the conditions for handing over the house.
Then it is not a matter of connecting water and electricity to a few households individually. If it is to be connected, the entire building must be connected to water and electricity.
That's a whole project.It is impossible to selectively complete the hydropower of only a few households.Because it is not a separate water and electricity meter.
In addition, in order to meet the conditions for handing over the house to the owner, there must be acceptance by relevant departments.There are many documents to be obtained.
If a certificate is not completed, it means that the procedures are not complete, which will affect your subsequent application for the property right certificate.For example, a certificate like "passing the fire inspection and acceptance" may seem inconspicuous, but as long as you fail to pass the fire inspection and acceptance, you will never get a real estate certificate.
These are very real problems.
It is necessary to complete the water and electricity supply and complete various acceptance inspections, all of which require money.
And the money needed is very expensive.
With enough money thrown in, all difficulties are not difficult.
The problem is that Yu Weidong was already in debt of more than 400 million yuan at that time.
He is not a big boss who has been going smoothly in the vertical and horizontal business field and has accumulated a lot of contacts.
To put it bluntly, the more than 400 million yuan he borrowed before has already borrowed all the relatives and friends he can borrow.He has no more network resources to turn to for help, and he really can't get cash to tide over the immediate difficulties.
Before Liang Teng was reborn, he heard the news from his aunt: Yu Weidong's youngest son went through 12 surgeries at a cost of more than 150 million yuan, before finally overcoming the difficulties and saving his left leg.
Yu Weidong's younger brother, who crushed his nephew's leg, also blamed himself for this.Weeping in front of my elder brother and sister-in-law.
But his family was very poor, so he came to join his brother.He tried every means to raise funds (actually borrowing money), but he could only get 5 yuan.
Give it to sister-in-law.Yu Weidong's wife was determined not to accept it.He said that he could still find ways to raise medical expenses.
These are all unfortunate things that everyone does not want to see.It was an accident.I can't say whose fault it is, so please don't be too sad, brother, don't take it too seriously...
Suffering from the fact that the real estate in hand could not be liquidated for a while, in order to collect the medical expenses, Yu Weidong finally had to use the entire real estate to borrow several million from the bank as an emergency (it has not been split up yet, so the entire land can only be mortgaged).
This is considered a disaster.
……
Combining the information obtained from various channels, Liang Teng has a relatively comprehensive impression of Yu Weidong, the big boss of the "Famous Dexin Family".
It doesn't feel like a businessman who knows how to use currency leverage.
Since he bought the land, he never thought of using the land as a mortgage for "financing".
This resulted in all of his cash flow of more than 4000 million yuan being directly invested in a real estate project.
Originally, the turnover period of the real estate project could be completed and opened in two years.
Opening the market means that funds can be withdrawn, and investment and income can be earned back together.But Yu Weidong insisted on procrastinating the two-year construction period to more than five years (and the construction period was repeatedly delayed even when he was not short of funds at all).
When he really wanted to start selling real estate, he encountered a hurdle in policy.
Throughout Yu Weidong's entire business history, he was able to make a lot of money, which can only be attributed to the word "luck".
Including getting the special prize of 4000 before, the midway commercial street was formed under the real estate, and the real estate prices later skyrocketed to sky-high prices...Yu Weidong became a rich man entirely by "luck".
Relying on Weidong's own ability, when he needed money urgently, he could only rely on borrowing.
Borrow from a private person; use up all the favors, and continue to borrow from the bank...
With such a role, Liang Teng feels that as long as Weidong is forced to push him when he is most worried about money, he probably has a high hope of agreeing to package and transfer the real estate.
Liang Teng was confident, but he couldn't reveal too much about Wu Xia.
After all, what was expected some time ago was just a "car accident".
Even if it is a little bit of a godsend, it is still not beyond the scope of people's ideals.
For example, some people dreamed of a "snake" in their dreams, and then they bought a "snake" superstitiously, and then they won... Although this kind of thing is miraculous, it can also be classified as "snake". "Clashing colors", it's in the middle of it.
Perhaps Liang Teng also had a similar dream about "Liu Xiaoni was in a car accident", and he wanted to keep an eye on her to see if the dream would really come true.
It turned out to be wrong.
This happens occasionally, but that's all.
But the catastrophe encountered by Yu Weidong's children was caused by his brother-in-law who broke his leg. This incident happened more suddenly and more complicatedly. If you, Liang Teng, can also "dream".That would be so unreasonable.
Pretending to be a "magic stick" is too much once in a while.
There were too few things that Liang Teng could reveal to Wu Xia, so this "shabu-shabu" meal was just a casual exchange.
After filling his stomach, Liang Teng settled the bill.
Then, go back to the "convenient hotel".
While resting in the hotel room in the afternoon, Liang Teng and Wu Xia contacted some people respectively, and made an appointment for an approximate time for dinner.
It can be expected that in the next few days, there will be another series of dinners surrounding the two of them.
Chinese people always have the habit of discussing business at the dinner table, and Liang Teng certainly has to adapt to such a business culture.
Yan Qianyu was the only one who took a nap for half an hour in the afternoon.After all, she drove the car all morning, and the other two could rest in the car for a while, but she couldn't.
When Yan Qianyu recovered all his energy, he checked the time, and it was just after 3 pm.
It's still early for dinner.The three of them were not hungry either.
Wu Xia suggested, why don't you go and check the real estate named "Dexin Mingmen" on the spot.Check it out on the spot, and get an intuitive impression, so you can have a bottom line in your heart.
Of course Liang Teng had no objection.
Although I had already visited the "Dexin Famous Gate" real estate in my previous life, it had already been completed, renovated, sold out and moved in at that time.
At that time, Liang Teng had the opportunity to visit the real estate through the person in charge of the real estate property.
Now "after many years", Liang Teng's impression has also faded.And now the real estate is the embryonic disk, and Liang Teng has never seen it.
It’s also a good idea to take a look at the actual “completeness” of the property.
The two of them reached an agreement, and Yan Qianyu certainly had no objections.
Everyone took the elevator to the hotel's underground parking lot.
After getting on the "Highlander", Yan Qianyu opened the "car map" to check.
The navigation information of "Dexin Famous Family" actually appeared on the map.
It can be seen that this can be regarded as an old real estate.It's just that it came to market late, so people have almost no impression of it.
According to the "vehicle map", "Dexin Mingmen" is about 20 kilometers away from the "convenient hotel" where Liang Teng and his three are located.
Because of driving in the urban area, there are many cars and traffic lights, and it is estimated that it will take half an hour to arrive.
Speechless all the way.
When driving from the main road and turning into the street where the "Dexin Mingmen" building is located, Liang Teng found that the road in front of the building, that is to say, the "branch road" branched off from the "main road", It was built to be as spacious as the main road.
Liang Teng thought to himself: No wonder after just a few years, the "forked road" in front of the real estate was connected to the other two "main roads", and it was no longer a "broken road".It has become the connecting intersection of the three main roads of the "open capital".
It is no wonder that in just three years, this "forked road", which is less than 800 meters long, has become a prime location among prime locations in one fell swoop, and a famous "commercial pedestrian street" in later generations.
The advantage of the geographical location here is actually not difficult to find.
It's just that the local authorities, for some unknown reason, have never opened up the "broken road" leading to the two "main roads".As a result, the geographical advantages of this place cannot be fully released for a long time.
There are three main roads, and now only one is connected.The three of Liang Teng drove straight from this section of the main road, turned into a fork road, and went straight to "Dexin Mingmen".
The wide fork in this section of the road is connected to the "Dexin Famous Gate".
Yan Qianyu drove a few hundred meters.
Liang Teng and Wu Xia, who were sitting in the car, looked out from the front glass of the car. As soon as they looked up, two real estate buildings that seemed to "tall into the clouds" came into view.
(End of this chapter)