mousepad-d2 Chapter 151 First Aid
Chapter 151 First Aid
Chapter 151 First Aid
After some deliberate guidance by the "uncle", Chen Yongbin's final target was the "first-line land" of only 30 square meters located in the 70-meter street of "Jiuji Town".
The first-line pavement of the old house is too small, and the property rights are suspected to be unknown. Although the price is the most reasonable, those with rich experience dare not buy it lightly.
In order to avoid money being spent, disputes and troubles continue.
The four-story building in the old street of the town belongs to the first-line commercial building, which was considered a good choice.
After taking it down, you can open the door for business immediately.Or, before thinking about doing small business, it is also possible to rent out to earn some rent and shop rent.
It's a pity that the main price of this house is too high. These days when real estate is generally not too expensive, and it is still a place in Wei Town, they dare to call a sky-high price of 108 million.
In addition, the age of the building is too long, almost reaching 30 years.There is a high probability that "prefabricated panels" were used to build the floor of the house, and the quality of the house was suspicious.Difficult to reassure.
Various factors limited its appeal to Chen Yongbin.
Of course, there are a lot of reasons, but the most important thing is that the price is too expensive, which is beyond Chen Yongbin's ability to bear.
If it can be purchased cheaply, it will not be a problem at all to demolish the old house and build it up seven or eight floors in one go.
Never think that building a seven- to eight-story high-rise building is expensive.In an era where land prices are rising at an alarming rate in the future, it would be the greatest waste to spend so much money on a piece of sky-high-priced land just to build one or two floors.
The target is the first-line land of 63 yuan. Chen Yongbin and his wife now have only 8 yuan of living money on hand.
Their "first-line land" is officially state-owned land. You can take the land certificate to the bank to apply for a "mortgage loan."However, the credibility of "real estate" under an individual's name is not as good as that of large commercial properties.According to regulations, you must pay [-]% to [-]% of the "down payment" before you can get a loan from the bank.
Calculated based on the total land price of 63, even if Chen Yongbin pays 4% of the "down payment", that is a "down payment" of 25.It is still not enough to empty out the savings of 8 yuan on hand by Chen Yongbin and his wife.
That 8 yuan was hard-earned.
Three years ago, he successfully found a wife for his youngest son. The bride price, banquet, and various expenses were all spent by the two elders.The savings at that time were completely wiped out.Thanks to the ability of the eldest son-in-law, he supported 5 yuan before barely completing the marriage of the younger son.
It can also be regarded as the end of Chen Yongbin's biggest "heart disease" for many years.
For the next three years, Chen Yongbin and his wife worked hard to save food and money.It was not easy to save another 8 "coffin books".
The two elders are also quite good at life. Knowing that their son-in-law is a generous man and a wealthy family, they even made a special trip to take 5 yuan in cash to the son-in-law's house, expressing that they would return it to the son-in-law.
Of course the son-in-law is determined not to accept it.
He also gave a sufficient reason, a "step" that could be accepted by the two elders-what should I pay?It's not a loan.The 5 yuan was entirely a congratulatory gift from him for his younger brother's marriage.
There is no need for the elders to "claim the debt".
Chen Yongbin and his wife lamented the kindness of their son-in-law, and honestly collected the tens of thousands of dollars.While accumulating cash, he kept an eye out for anyone selling the "first-line shops" in Wei Town?
As a result, during this period of time, there was someone who was willing to sell, and the money Chen Yongbin and his wife had on hand was not enough for a "down payment"!
Chen Yongbin suddenly felt a little "dilemma".
After eating the "foundation laying" banquet at the "uncle"'s house that night, after returning home, Chen Yongbin talked to his mother-in-law about the "first-line land" in "Jiuji Town" that he liked, and the asking price was only 63.It's honestly not expensive.
It's a pity that the "down payment" has to prepare 25 yuan, and now the family's savings are only 8 yuan.The gap reached 17.It's a little troublesome.
Do you have to trouble your son-in-law again?I really can't bear this face.
The benefits did not go to the son-in-law at all.If you have difficulties, "submit" to your son-in-law.Is there such an unkind father-in-law?
Chen Yongbin has no shame, but his wife has no worries in this regard.
Among all the relatives, probably only the "son-in-law" was willing to lend money to their family who could talk.
Although he has been strongly supported by his son-in-law before, it is indeed a bit "greedy" to speak again.
But now it is to build the foundation for the youngest son not to "starve to death" for the rest of his life. Therefore, the "down payment" for purchasing the first-line land still has to be borrowed from the son-in-law.
I don't specify a specific amount either, let's see how much the son-in-law can borrow.For the part that is not enough, think of other ways to make it up.
His wife told him to leave it alone and let her talk to her daughter.
Chen Yongbin kept silent, which was tantamount to "tacit consent" to his wife's behavior.
It's no wonder that Chen Yongbin's parents-in-law are optimistic about their son-in-law's financial situation.
The son-in-law is in the long-distance freight business.Moreover, he is not a driver, but a truck owner who owns a Balong heavy truck.
Those who engage in this kind of long-distance freight transportation, even the drivers who specialize in driving, can still receive 6000-[-] yuan salary from their employers after a month.
Driving large trucks for employers can earn 7 to [-] yuan a year. In this era, they are considered high-income people.
As the owner of the truck, Chen Yongbin's son-in-law had a difficult time at first.After all, the son-in-law also started from scratch, and started driving for others to earn dead wages.
It took several years to save 10 yuan, which was used as the "down payment" and purchased a "Balong Heavy Duty Truck" in installments.
It was a brand-new heavy goods vehicle, and it cost 30 yuan to land after completing various procedures.
At that time, relatives and friends persuaded him to buy a "second-hand heavy truck".The second-hand ones are only 5 to 6 yuan.Too much cheaper.
The son-in-law persisted and bought a new heavy truck.
The reason is very simple, only more than 5 second-hand heavy trucks are sold, there must be a lot of problems.This kind of heavy-duty truck can pull dozens of tons of heavy goods, and if something goes wrong while driving, is it a joke?
You must know that there is a "hidden rule" in long-distance freight transportation-not "overloading" is basically a meager profit.The more "overloaded", the greater the profit.
However, "overloading" is prone to accidents.The risk is also quite big.
So it is very important to have a brand new "heavy truck".
Even if you don't think about your own life (the truck mainly follows the car), the new car can guarantee that it will not need major repairs within a few years.However, "second-hand heavy trucks" have so many car repairs every year, and the number and cost of replacement parts are so high that you really have to repair them to the point of "doubting your life".
At least [-] yuan a year to repair the car.
Although it is expensive to buy a "new heavy truck", it has many advantages.The son-in-law still chose the "installment" method to buy a brand new Balong heavy truck.
Since he became a truck owner, his son-in-law has entered a glorious period of career.
In just one and a half years, all the debts owed for buying heavy trucks were paid off.
After that, Chen Yongbin's daughter stayed at home, helping her husband give birth and take care of the child with peace of mind.No need to worry about money anymore.
Chen Yongbin's daughter did not give birth to a son at the first birth.He gave birth to two daughters in a row, and a son was not born until the third child.
She is a woman with three children, living in a rented house for the first time.The conditions were quite difficult.
When my husband's career was thriving, he paid off his "heavy truck" debts, and continued to teach for five years, he actually accumulated savings of more than one million yuan.
The daughter and son-in-law looked at their growing children, who were still living in the cramped and crude rental house. They had long been determined to buy a house to improve their living conditions.
His two parents-in-law have been starting a business in the county for almost 20 years, and they are used to city life.I don't have much desire to go back to my hometown to build a house.In their view, buying a house in the city where they started their business directly saves the cost of renting a house.Why not?
Even if there is still a "homestead" in my hometown, I can't bear to lose it. I can wait until I am old and completely retire, and then go home and build a two-story bungalow. When I want to go back to live, I can go back and live for a while.
After making up their minds, the two parents-in-law began to choose real estate in the city.
They want nothing more than a good location and a cheap price.This idea is exactly the same as that of Chen Yongbin.
They are even more open-minded than Chen Yongbin: even if it is a "small property right house" that cannot obtain a certificate, it doesn't matter.Because from their point of view, this home purchase is of the nature of "self-occupation", and they don't plan to change hands in this life. Is there a big difference if there is a certificate or not?
In the end, the couple found such a "small property right house" in the county town.
In fact, it is not difficult to find.
The sales of "small property rights houses" often have a fixed pattern: "small property rights houses" built in provincial capitals hire a large number of people to distribute leaflets in various urban areas below, and even arrange special cars to "pick up" interested buyers in urban areas , went to the small property real estate in the provincial capital, and inspected the house on the spot;
The "small property rights houses" in urban areas and counties will "specialize" in the buyers of houses in the towns below, and regard them as potential customers...
Those who come out to do business in the countryside, like their daughter and son-in-law, are easily attracted by the "small property rights houses" in the city or county.
Bought a penthouse suite because it was cheap.
A big house close to 20 square meters is only sold for 1000.It is equivalent to only [-] yuan a square.
Only the buyer and the seller need to sign the "purchase contract", there is no "online signing and filing", no deed tax, no transfer and certificate handling fees.
The transaction price is 20, and the daughter and son-in-law just need to pay 20.No additional expenses are required.
Of course, don't expect to be able to apply for a "property certificate" in this life.Don't expect to be able to use this house to go to the bank to offset the loan.Moreover, the purchase of a house of 20 yuan cannot be "mortgaged by installments", and must be paid in one go.
Of course, the daughter and son-in-law bought a house for "self-occupation", but wouldn't it be better to keep the option of "selling for cash"?
Therefore, we need to ask: Can this house be changed hands in the future?
In theory, "second-hand houses" that cannot go through the transfer procedures are generally difficult to change hands.
But from a practical point of view, it is not uncommon to buy a "small property right house" and finally change hands.
If the developer of the property is still there, you can pay a sum of money (not too much) and go through the "owner direct name change" procedure with the developer.That is to say, in the sales contract signed with the developer, the name of the previous house buyer is changed to yours.
Of course, the previous "proprietor" didn't "book" the economical and good house for you in vain.
You must pay the full amount previously paid by the other party.Give some money to the "former owner", and the other party will cooperate with you to change the "name of the buyer" of the agreement.
If the developer of the "small property rights housing" has sold out the houses, he would have slipped away to somewhere.If you want to buy a second-hand house with small property rights, you can only sign another agreement with the "former owner".
You also need to get the "house purchase agreement" signed by the "former owner" with the developer as a proof.
In short, because there is no "property certificate" issued by an authoritative department, this kind of house purchase that only signs a sales agreement is prone to problems.
Especially when encountering an out-and-out commercial liar, it is very easy for the other party to forge some so-called "sales contracts".
Even if the sales contract is genuine, there is still another possibility—the other party "sell more than one house"?
You can't verify the ownership of the "property" online or with authoritative departments.In this case, the ugly phenomenon of "selling more than one house" is given the soil to survive.
How to ensure that your rights and interests are not damaged.
It's all just luck.
If you want to be cheap, you have to take some risks.
Not to mention that if you encounter "expropriation, demolition, and relocation" in the future, you may not be compensated.After all, the probability of being expropriated is still quite low... Just talking about some of the most practical things, how to avoid property rights disputes of "sell more than one house" is enough to trouble your brain.
Therefore, those with considerable economic foundation and legal awareness will not consider "small property rights housing".
But Chen Yongbin's daughter and son-in-law, to put it bluntly, are "upstarts".
The two of them have a certain amount of financial strength, but they don't have the legal awareness to match it. They really like this kind of affordable and cheap house.
From the bottom of my heart, I feel that if there is such a good thing, those who have a lot of worries are "stupid".
No, after my daughter and son-in-law bought a 20-square-meter top-floor suite last year for 200 yuan, last year, the same real estate launched a "community bottom shop", which is the first floor of the real estate, which is divided into hundreds of shops for sale. .
The son-in-law saw the shops on the ground floor of this building, facing a street more than ten meters away, and felt that the location was quite good.
The key point is still that the "shops" in this real estate are selling cheaply.Only 40 shops.
The son-in-law was greedy for cheap, spent 80 yuan, and won two such shops in one go.
Last year, I renovated the shop and opened a "Old Street Flour" shop to do a small catering business.
It is run by Chen Yongbin’s daughter.
When it was grand opening, the father-in-law Chen Yongbin, his wife, the eldest son and his wife, and the youngest son and his wife were all invited to have a banquet and celebrate lively.
Seeing that the son-in-law, who used to be so poor, easily spends millions to buy shops and real estate, everyone is full of praise: the daughter of Yongbin's family is very lucky.The uncle of the Chen family really made a fortune.
It is easy for country people to form a "deep-rooted" impression.
For example, if you feel that a person is worthless (like the youngest son of the Yongbin family), you will think that he will grow old like this all his life.If you think that a person can be very rich (for example, like the son-in-law of the Chen family), then he will definitely have no worries about food and clothing from now on, and live an extremely nourishing life for the rest of his life.
Anyway, Chen Yongbin's wife feels that his son-in-law has entered the stage of "big hair". As long as he works hard for another ten or so years, he will have more money than he can spend in this life.
Since the son-in-law is so capable and the natal family is not an outsider, isn't it embarrassing to borrow some money from the son-in-law at a critical time?
Well, I'm a little embarrassed.After all, they gave 5 yuan in support when they married their youngest son, and they didn't ask you to pay it back.But you treat the other party like a "cash machine" and open your mouth frequently...
However, the current matter, the purchase of first-line land in "Jiuji Village" is related to the livelihood of the youngest son and the "pension issue" of the two elders in the future. Even if you are embarrassed, you have to be cheeky and ask your son-in-law for help. Fan.
With the "channel" to raise funds, Chen Yongbin's wife didn't want to wait for a moment.
She took out her mobile phone and called her daughter.
Of course, it is her son-in-law who manages the money.But there are some things that are easier for mothers to talk to their daughters.
As long as you tell your daughter your intentions, and promise that this time you will definitely "pay back what you borrow".It is estimated that if she can help, the daughter will definitely come forward to persuade the son-in-law to help the "natal family" this time.
In this regard, Chen Yongbin's wife is very confident.
She just borrowed 17 yuan to make up the "down payment", and it was not too much to ask her son-in-law to pay 63 yuan to help her "brother-in-law" buy the "first-line shop" in the town.
My daughter's cell phone got through soon.
Yongbin's wife was still chatting with her daughter with a smile.But soon, her expression became serious.
During the whole phone call, she just listened blankly, and often the daughter on the other end of the phone "cries" ten words before she understands the last word of comfort.
She was not very good at words, so it was not surprising that she behaved like this.
Chen Yongbin just stayed by and listened to her call.It was discovered that the wife had not mentioned a single word about borrowing money from her daughter and son-in-law from beginning to end.
He knew that something must have happened to his daughter and son-in-law.And it's a very serious event.
After the wife hung up the phone, she still looked devastated.It took a long time to slow down.
Chen Yongbin couldn't help asking: "What's going on with my daughter and son-in-law? You look like a 'boring gourd' when you answer the phone, and you don't even know how to comfort your daughter? Say something nice. I listened for a long time, but I didn't understand. You can tell, what happened there? Could it be that the daughter and son-in-law got divorced or got into a car accident? "
Chen Yongbin's imagination is limited.Only the above two tragic events common in human life can be imagined.
Following her husband's questioning, she finally came to her senses.He sighed and said, "There was no divorce. There was no car accident."
"Then why are you crying?" Chen Yongbin secretly breathed a sigh of relief.
"It's my son-in-law's two blood vessels in his stomach burst and bleeding profusely. He was sent to the city hospital and was unconscious. He had undergone surgery and was sent to the 'Intensive Care Unit'. There is still no sign of waking up."
His wife's simple statement made Chen Yongbin feel trapped in an ice cellar.
With the disclosure of the details, the atmosphere in the room became more and more solemn.
The son-in-law suddenly felt extremely uncomfortable in his chest while drinking and eating spicy crayfish with a client.In this case, he didn't think about the bad, he just thought it was caused by drinking too much alcohol and eating too much spicy food.
He went home and told his wife about it.Chen Yongbin's daughter rushed to accompany him to the hospital.
At that time, the son-in-law was barely able to drive to the county hospital by himself.
The doctor ordered him to do a chest CT first.
Because it was an outpatient clinic, and the doctor predicted that his condition was a bit serious, so he took a CT scan, and the results came out soon.
Two blood vessels in his stomach ruptured, and he was bleeding profusely.This situation requires immediate gastric surgery.
County hospitals do not have authoritative surgeons.
The receiving doctor secretly told Chen Yongbin's son-in-law behind his back, and told his daughter the truth.He has repeatedly stressed that the situation is already very serious.Danger to life may occur at any time.You must go to the city hospital immediately.Chief Physician Liu of the City Hospital is good at gastric surgery.If the family members agree to the operation, the county hospital can immediately help to contact Director Liu of the city hospital to prepare for the operation.
Chen Yongbin's daughter was so frightened that she lost her mind.Of course, listen to the doctor.
Worried about telling the truth, causing the son-in-law's emotions to fluctuate.The daughter only told her son-in-law that there is no way to confirm the diagnosis in the county, and it is recommended to go to the most authoritative hospital in the city for a follow-up visit.find out the reasons.So go to the city hospital right now.She will drive him there.
At this moment, the son-in-law is in such pain that he has no strength to speak.So Chen Yongbin's daughter rushed to the city hospital in a car.
When he arrived at the city hospital, his son-in-law had already fallen into a semi-comatose state. The hospital immediately arranged for him to enter the operating room, where Director Liu performed a major surgery himself.
After the operation, I was sent to the "Intensive Care Unit" of the hospital, and it has been two days now.The son-in-law is still in a coma and has not woken up.
After receiving such unfortunate news, Chen Yongbin and his wife hurriedly went to inform their eldest son and younger son.
The family rushed to the city hospital overnight to visit their son-in-law.
He sat in the 10-seater Changan van bought by Chen Yongbin's eldest son.
The popularity of the son-in-law is quite good.The eldest son didn't take much notice of what his dad was doing.But he has a good relationship with his "brother-in-law".Whatever you say, you have to go and visit.
As for Chen Yongbin's youngest son, he was dragged to the hospital by his parents.
When I arrived at the hospital, I met my daughter who had never had tears.
Many details were not known until we arrived at the scene.
For example, the cost of the "intensive care unit" can reach tens of thousands of yuan a day.
Spending money is like running water, ordinary people can't even afford to be sick.
Before major surgery, also spent more than 5 yuan.
According to the daughter, after buying the house and two shops, the son-in-law still has about 25 savings.
The money, after the major surgery, probably won't last for many days at the rate of burning money in this "intensive care unit".
Chen Yongbin's family attaches great importance to this "son-in-law".Hearing that the son-in-law spent so much money in emergency treatment at the hospital, Yongbin came forward to discuss with the doctor that their family members donate blood, which will be specially used for the seriously ill son-in-law.So, see if you can save some money.
Their family is not a wealthy family, and the high medical expenses have reached the point where it is unsustainable.
The suggestions of the patient's family were quickly adopted.
The hospital immediately arranged for Chen Yongbin's family to conduct a blood test.
Blood must meet the criteria to be donated.
(End of this chapter)